Medicare is a policy, an initiative of the federal government with the cooperation of the states to help the seniors cover for their insurance post their retirement. People with certain special conditions such as the End Stage Renal Disease or any other disability are eligible before the age of 65.
Parts A and B cover for the hospital and Medical costs respectively while the parts C and D are optional and are for the things that are not covered by the original Medicare. Both C and D are provided by the private agencies with the permission of the government.
Part C of the Medicare is called as the advantage plan to cover for the holes in the original Medicare. It helps to reduce the out of pocket expenses. Some plans also cover for the prescription drugs to a limited extent.
Although the original Medicare automatically comes into force for the people who were in the government service, that’s not the case with the part C Advantage option. It can be registered by anyone by opting the plan that suits the purpose.
One can start with the Medicare Advantage from the:
This is also an optional plan available for those with parts A and B to cover for the prescription drugs. Eligible people may join, switch and terminate the plans in the following periods:
Low income subsidy is the other name of the extra help program. Qualification for it is gained if the financial situation is below a mark. All the queries if any will be answered by the officials of State Health Insurance Assistance Program (SHIP).